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Lv 7
? 發問於 Society & CultureCultures & GroupsSenior Citizens · 6 年前

Anyone have the AARP medical /Medicare insurance ? (United Healthcare)?

I need to switch my Medicare advantage insurance and one of the ones offered in my state is the AARP one through United Healthcare. I am going to call an agent, but wondered if anyone can tell me their experience with it. I am thinking of the HMO-POS plan. Thanks

5 個解答

相關度
  • Zarnev
    Lv 7
    6 年前
    最愛解答

    In my area the main advantage to the HMO-POS is the doctor network is larger. They also have a regular HMO that generally has lower co-pays because of the smaller network. However, if your doctor is in that smaller network you won't have any problem.

    When you speak with an agent make sure it's an agent that works with all of the major plans in your area. That way they'll be able to explain all of the plans in your area and can help you find the best one. Also, the next time you need to change you can just speak with that same agent.

    As far as United goes they are a very good company. You'll want to make sure your agent does an analysis of your medications to make sure of the costs for next year. Medication costs can be one of the biggest differences between plans. In fact, I'll put married couples on plans from different companies just because of the medication costs, which in extreme cases can vary by thousands of dollars in a year.

    You do not need to be a member of AARP to get the Medicare Advantage plan, although you do need to be a member to get the Medicare Supplement.

    資料來源： Independent Ägent, Certified Senior Advisor®
  • Old School Hero
    Lv 7
    6 年前

    AARP isn't available "through United Healthcare." It's the other way around. AARP is simply an agent; which explains why their rates are a bit higher than you can get from the primary insurer. Just thought you ought to know about that while making your decisions. I work directly with a primary insurer (not UH).

  • ?
    Lv 7
    6 年前

    United Healthcare did not get bought out; that was U.S. healthcare. I have United Healthcare Advantage and I like that I have no extra monthly premium over the part B. The network is large and coverage is good.

  • Jackolantern
    Lv 7
    6 年前

    United Health Car is an agency that helps you find an insurance carries best suited for your age and illnesses. It has been lately bought out by Aetna Insurance Corporation which also bought out Humana, But both will still operates under their former names.

  • morrowynd
    Lv 7
    6 年前

    AARP is a political body as well as a supplemental insurance plan. Get ready for junk mail our the ear

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