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Should I apply for a new credit card before or after an auto refinance?
Details:
2011 Hyundai Sonata GLS
APR 14.21%
Mileage 42000
Amount owed 10555 as of this months most recent payment
Monthly payment 330 usually
Remaining term 45 months ( under 4 years remaining)
Wanting to refinance for lower APR as well as lower monthly payments hopefully in the high 100's or low 200's.
Currently have one credit card that's paid off. Wanting to expand my revolving lines by adding on a new credit card. Should I apply for a new card before or after an auto refinance?
2 個解答Credit6 年前suicidal female question?
Im 23, female and suicidal. I feel hopeless, helpless, and beyond cure. I realize that I'm "young" but that doesn't change the fact that I feel life isn't worth living. I have come to the conclusion that I'm the most unlovable person that I know and I don't want to keep giving myself chances at life when all I do is fail. I've been thinking of jumping off the Golden Gate Bridge to seal the deal or by driving off a cliff (I live in Colorado). Which would be more permanent?
PS I'm not exaggerating my pain or screaming for help for someone to talk me out of this.
3 個解答Women's Health6 年前I'm afraid of losing my virginity after pap smear?
So, I'm 23 and still a virgin. I've always had an incredibly low sense of self worth because of my age, being a virgin, not in a relationship, and still living at home ( though i will be moving out in April on my own!) However, i decided to have a pap test done yesterday to figure out why my menstrual cycles have become so irregular over the past 8 months. Im not completely sold on birth control so my physician decided we should do a pap. I told her that i was still "intact" so she decided to use the smallest tool she had (so she says). I felt like I was completely ripped to shreds inside and I literally started crying hysterically. Ive never been able to use tampons because im REALLY small down there and they make me uncomfortable. I have never experienced a pain so intense in my life. She offered me four packs of lube to use with tampons on my next cycle to "become more comfortable with my body" but I'm more ashamed now than I was before.
How do I get over the traumatic experience in order to have sex if and when I choose to do so? I think I'll be traumatized for life.
3 個解答Women's Health6 年前is pregnancy even slightly possible without penetration or vaginal insertion?
Facts:
Age 22
Sexual past: still a virgin.
Details: Have had vaginal contact with an unprotected penis. Bf and I rubbed genitals together without insertion or penetration on May 16th. He ejaculated around my anus after intense foreplay. I started my last period on June 4 which lasted for 5 days. My cycle hits like clockwork every 21 days and Ive never been late. Today is July 2 and still not menstruating.
Question: Is it possible im pregnant? What is the likelihood of his semen or even precum entering my vagina without sex but close contact? Soneone please help!!!!
1 個解答Women's Health7 年前How is the hyundai sonata 2013 performance?
Compared to the 2011 and 2012 sonata, how does the 2013 rank?
3 個解答Hyundai8 年前Poll: Which bank is the best/worst bank to work for?
US Bank
Wells Fargo
Chase
Bank of America
Bank of the West
First Bank
I currently work for US Bank and wanted to know if other banks are better to work for.
1 個解答Polls & Surveys8 年前poll: how would you react/respond to a co-worker who says..?
... "I don't get paid to answer your questions. I do it for free". Is it just me, or is that one of the most rude comments you have ever heard?
4 個解答Polls & Surveys8 年前what is the difference between a Personal Banker and a Universal Banker?
Also, where can I read up on Universal Bankers? I have an interview for that position soon.
1 個解答Polls & Surveys8 年前Christians: Why isn't my heart broken over sin?
Lately I have been having trouble dealing with a certain sin. I realized that I am saved by God's grace and not works but I do believe in repentance. However, I have not been able to mourn over my sins. I understand that God grants repentance but lately I feel stuck. I do battle heavily with depression and I feel alone in my battle. What advice do you have for me?
8 個解答Religion & Spirituality8 年前do you HAVE to have teller experience to become a personal banker?
I have no teller experience but I am applying for a Personal Banker position for a credit union (I didn't pass the pre-assessment with Chase). I know it's preferred to have teller experience but I am a strong salesman with years experience in customer service and cash handling, I am a fast learner, and I have a strong will to do all that is expected of me.
2 個解答Personal Finance8 年前Christians, what are your thoughts on Mercy Ministries?
I am not asking this question to judge the organization. My sister is in desperate need of guidance and a friend told me about this organization. I visited their website and it is unclear on how they lead people to Jesus or their doctrinal beliefs. What is clear is that they have more charismatic roots which I am some what against. Can anyone give me feedback on this program? Is it effective?
2 個解答Religion & Spirituality8 年前If I make 15.67 an hour, how much do I make in a year?
Assuming I work 40 hours a week
6 個解答Polls & Surveys8 年前Poll: How to pass a pre-employment personality test?
I know this isn't the correct section to post this question but I figured I would get the most answers here. I took the pre-assessment test for chase to become a personal banker. I don't know how or why but I failed. Unlike other pre-assessments that I have taken, this didn't have a time limit so I took 1.5 hours to complete it. I know I didn't fail the math section so I'm wondering how I didn't pass the personality section. Does anyone have any advice on how to pass the personality section of the pre-assessment test? I plan on taking the assessment for Wells Fargo and I don't want to fail.
Thanks in advance for the answers.
2 個解答Polls & Surveys8 年前How to pass the online pre-assessment test?
I've already failed twice! I am applying for a personal banker at wells fargo and jpmorgan chase. I failed my exam with Chase and I REALLY thought I passed it. How does one pass those tests? I need a job soon! Thanks in advance for the answers.
2 個解答Other - Careers & Employment8 年前WIll I become an abusive parent if I was abused as a child?
I am currently 21 and this question is completely hypothetical. Just a few minutes ago, I found out that I was abused as an infant by my mother. I was raised by my dad's mom and I have never met my real mom. If she abused me, will history repeat itself? How does one determine if they will be an unfit parent?
10 個解答Parenting8 年前Can someone truly be Christian if they don't fear hell?
If someone doesn't have a fear of hell, it sounds like they don't fear or understand God"s eternal wrath and punishment against sinners. Why or why shouldn't a Christian fear hell?
19 個解答Religion & Spirituality8 年前